The Causes of claims

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The Causes of claims

Landslides/Avalanches

Larger or smaller masses of rocks, soil, clay or snow sliding out, are named landslides/avalanches, or in dialects:  “fall”, “fonn”, “rap”, “svor”.  Landslides/avalanches, as a natural disaster, is supposed to be masses stored by the nature itself which slide out.  There are many types of “slides”. We have got avalanches, mudslides, rockslides, slides of gobbing etc.  There ...

Storm

According to an international agreement, the wind speed shall if possible be measured 10 meters above ground and be stated as the mean value over a period of approximately 10 minutes.  Sudden gusts of wind may therefore be much stronger than the wind force which is stated from the meteorologists.  It is the force of the sudden gusts which decides if we have a storm or not....

Flooding

  A flooding in a watercourse causing compensatory damage is understood to be a situation where extraordinary precipitation/snow melting causes exceptionally high water level causing damaging flooding. It is also compensatory flooding when extraordinary natural overflow creates wild brooks in sloping ground.  It is further an assumption that the situation causes extraordinar...

Storm surge

Useful links Statens Kartverk Sjø  Statens Kartverk – link to everything about storm surge. Meterologisk Institutt – height of the water – table. Meterologisk Institutt – tidal water and height of the water. What is a storm surge? Storm surge occurs at a combination of high water and strong onshore wind, i.e a combination of astronomic tidal water and a meteorological...

Earthquake

The Norwegian Natural Perils Pools has only registered a few claims reported as caused by earthquake.  Almost every one has been repudiated, as no earthquake has had the strength which should cause damage.  Earthquakes are tremors under the surface of the earth which are caused by sudden release of stress in the earth crust. The point where the release takes place is named...

Volcanic eruptions

This is an area where we have no experience whatsoever. There is some volcanic activity on the island of Jan Mayen (Norwegian territory), and losses can't be complitely disregarded for the future.